Where your dealer offers it, BNPL splits your total into equal fixed instalments.
How it differs from financing
BNPL suits smaller totals. For a full vehicle, financing usually gives better terms and a payment you can actually live with over a longer period.
How it works
Choose buy now, pay later at checkout
Complete the quick eligibility check
Takes minutes, with no lengthy application.
Review your plan
The number of payments, the amount of each, and the schedule are all shown before you commit.
Confirm
Payments are then taken automatically on schedule.
Read the plan before confirming
Check the total you will pay across all instalments, not just the size of each one. Also check what happens if a payment fails, since late or missed payments can carry fees and may affect your credit depending on the provider.
Payments come out automatically
They are taken from your account on a fixed schedule, so make sure the funds are available on those dates.
Questions about your plan
The instalment plan is between you and the BNPL provider. For questions about payment dates, amounts, or a missed payment, contact them directly. Your dealer can tell you who the provider is. 
